When it comes to managing your finances, especially setting up direct deposits or automatic payments, understanding your check and its numbers is essential. Specifically, knowing where to find your account number on a check is a common need. This guide will clearly show you where to locate your account number, along with routing and check numbers, on a standard check.
Understanding the Parts of a Check
Checks contain several sets of numbers at the bottom, each serving a different purpose. The three key numbers you’ll need to identify are the routing number, the account number, and the check number. Let’s break down where to find each of these.
Finding Your Routing Number
The routing number is a 9-digit code that identifies your bank. On a check, you can easily locate your routing number as it’s the first set of numbers printed at the bottom, typically on the far left. This number is crucial for directing funds to the correct financial institution. For example, HomeStreet Bank’s routing number is 325084426.
Identifying Your Account Number
Your account number is specific to your personal checking account. On a check, the account number is usually the second set of numbers you’ll see at the bottom, situated just to the right of the routing number. Account numbers are generally longer than routing numbers, often around 10 digits, and are unique to your account.
If you don’t have a check readily available, there are alternative methods to find your account number:
Alternative Ways to Find Your Account Number
- Through Online Banking by Viewing a Check Image: If you’ve recently written a check that has been processed, you can often find your account number by viewing an image of that check online. Here’s how:
- Log in to your online banking platform.
- Navigate to your account activity or transaction history.
- Look for a recently posted check and click on the option to view the check image (often a camera icon).
- The image of the check will display all the necessary numbers, including your account number.
- From Your Bank Statement: Your full account number is always printed on your bank statements, whether you receive them online or in paper form.
- For online statements:
- Sign in to your online banking.
- Go to the section for online documents or statements.
- Select and open your most recent statement.
- Your full account number is usually located in the top right corner of the statement, often directly below the date range.
- For online statements:
Recognizing the Check Number
The check number is typically the last, and often the shortest, set of numbers printed on your check. It’s generally located in the top right corner as well as at the bottom. The check number is primarily for your personal record-keeping, helping you track which checks you’ve written and when. It doesn’t play a role in electronic transactions like the routing and account numbers do.
Need Further Assistance?
We hope this guide clarifies where to find the account number and other important numbers on your check. If you require further assistance or prefer to speak with someone directly, please visit a HomeStreet Bank branch or contact our Customer Service Center at 1-800-719-8080 (TTY/TDD 855.584.0256).
Alt text for the image:
alt: Diagram showing where to find routing number, account number, and check number on a sample check, emphasizing the location of the account number for setting up direct deposit and automatic payments.
